Frequently Asked Questions
Find answers to common questions about our business funding solutions.
What types of business loans do you offer?
We offer a variety of business loans including term loans, SBA loans, business lines of credit, equipment financing, invoice factoring, and merchant cash advances. Each type of loan is designed to meet different business needs and circumstances.
What are your loan amounts and terms?
Our loan amounts range from $5,000 to $5 million, with terms varying from 3 months to 25 years depending on the loan type. Interest rates start as low as 4.99% APR for qualified borrowers.
What are the requirements to qualify for a business loan?
Basic requirements typically include: being in business for at least 6 months, having a minimum credit score of 600, and generating at least $10,000 in monthly revenue. However, requirements vary by loan type and lender.
How long does the application process take?
Our online application takes just a few minutes to complete. Once submitted, you can receive approval within hours and funding as quickly as 24-48 hours, depending on the loan type and documentation provided.
What documents do I need to apply?
Generally, you'll need: business and personal tax returns, bank statements, profit & loss statements, and business licenses. Specific requirements may vary based on the loan type and amount requested.
Is my information secure?
Yes, we take security seriously. We use bank-level encryption and security measures to protect your personal and business information. We never share your information without your consent.
Are there any fees to apply?
No, there are no fees to apply through our platform. We believe in transparency and will always disclose any fees associated with your loan before you accept an offer.
How do you determine interest rates?
Interest rates are determined by several factors including your credit score, time in business, annual revenue, and the type of loan you're seeking. We work with multiple lenders to ensure you get competitive rates.
Can I apply if I have bad credit?
Yes, we work with lenders who specialize in various credit profiles. While having good credit helps you qualify for better rates, we have options for businesses with less-than-perfect credit.
What industries do you work with?
We work with most industries including retail, restaurants, construction, healthcare, manufacturing, and professional services. Some restrictions may apply for certain high-risk industries.
Still Have Questions?
Our team is here to help. Contact us for personalized assistance.