Business Loan Solutions
Find the right financing solution for your business needs with our comprehensive range of loan options.
Merchant Cash Advance
Access working capital quickly with flexible repayment based on your daily credit card sales. Perfect for retail and service businesses with consistent card transactions.
Key Features
- Based on card sales
- Flexible repayment
- Quick approval
- No fixed payments
- Simple application
- No collateral needed
Retail & service businesses
Why Choose This Loan?
Fast Funding
Get approved and funded in as little as 24 hours, perfect for time-sensitive opportunities.
Flexible Payments
Payments adjust automatically with your sales volume - pay less when business is slow.
Simple Qualification
Approval based primarily on credit card sales history rather than credit score or time in business.
No Collateral
Unsecured funding that doesn't require you to pledge specific assets as collateral.
Automated Payments
Hassle-free repayment with automatic deductions from your credit card settlements.
Quick Renewals
Easily qualify for additional funding once you've repaid 50-60% of your advance.
Qualification Requirements
- 3+ months in business
- Monthly card sales: $5,000+
- No open bankruptcies
- Valid business bank account
- Credit card processing statements
- Basic business documentation
Frequently Asked Questions
How does a merchant cash advance work?
We provide you with a lump sum payment in exchange for a percentage of your future credit card sales. The repayment is automatic, taken directly from your daily card settlements.
What's the difference between a factor rate and APR?
A factor rate determines the total amount you'll repay. For example, a factor rate of 1.2 means you'll repay $12,000 on a $10,000 advance. This differs from an APR which is an annual rate.
How long does repayment take?
The repayment period typically ranges from 3-18 months, depending on your sales volume and the percentage of daily sales being withheld.
Can I get an advance with bad credit?
Yes! Since approval is primarily based on your credit card sales history rather than credit score, we can often approve businesses with less-than-perfect credit.
Ready to Get Started?
Apply now to see if you qualify for Merchant Cash Advance. Our application process is quick, easy, and won't affect your credit score.
Apply Now