Business Loan Solutions
Find the right financing solution for your business needs with our comprehensive range of loan options.
SBA Loans
Access government-backed loans with competitive rates and flexible terms. SBA loans offer lower down payments and longer repayment periods to help your business succeed.
Key Features
- Government-backed
- Lower down payments
- Longer repayment terms
- Multiple program options
- Competitive interest rates
- Expert guidance available
Long-term expansion and acquisition
Why Choose This Loan?
Government Support
Benefit from government backing that provides more favorable terms and lower rates than traditional loans.
Lower Down Payments
Access financing with down payments as low as 10%, making it easier to preserve working capital.
Longer Terms
Take advantage of extended repayment terms up to 25 years, resulting in lower monthly payments.
Multiple Programs
Choose from various SBA programs including 7(a), 504, and Express loans to match your specific needs.
Competitive Rates
Secure financing with some of the most competitive rates available in the market, backed by the SBA.
Comprehensive Support
Get expert guidance throughout the application process from our SBA loan specialists.
Qualification Requirements
- For-profit business operation
- Located and operating in the U.S.
- Owner-invested equity
- Good personal credit (650+ preferred)
- No delinquent government debt
- Exhausted other financing options
Frequently Asked Questions
What types of SBA loans are available?
The main types include 7(a) loans for general business purposes, 504 loans for major fixed assets, and Express loans for faster processing up to $500,000.
How long does the SBA loan process take?
The typical SBA loan process takes 30-90 days from application to funding. Express loans can be processed in as little as 36 hours.
What can I use an SBA loan for?
SBA loans can be used for working capital, buying real estate, purchasing equipment, refinancing debt, acquiring businesses, and more.
Do I need collateral for an SBA loan?
While collateral requirements vary by program and loan amount, the SBA typically requires collateral when available. Personal guarantees are usually required for loans over $25,000.
Ready to Get Started?
Apply now to see if you qualify for SBA Loans. Our application process is quick, easy, and won't affect your credit score.
Apply Now