Terms and Conditions

1. Agreement to Terms

Welcome to Biz Loan Heroes. These Terms and Conditions govern your access to and use of our website, located at bizloanheroes.com, and any related services provided by Biz Loan Heroes LLC ("Company," "we," "us," or "our").

By accessing or using our website, you agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, you may not access or use our website.

2. Services Description

Biz Loan Heroes is a business loan marketplace that connects business owners with lenders. We do not directly provide loans or make credit decisions. Our service helps facilitate connections between business owners seeking financing and potential lenders.

The information provided through our website is for general informational purposes only and should not be considered as financial advice. We recommend consulting with qualified financial and legal advisors before making any financial decisions.

3. User Eligibility

To use our services, you must be:

• At least 18 years of age
• A legal resident of the United States
• Authorized to conduct business in the United States
• Capable of forming a legally binding contract

4. Application Process

By submitting an application through our website, you:

• Certify that all information provided is true and accurate
• Authorize us to verify any information provided
• Consent to share your information with our lending partners
• Understand that submission of an application does not guarantee approval

5. Privacy and Data Collection

We collect and use your information as described in our Privacy Policy. By using our services, you consent to our collection and use of your information as detailed in the Privacy Policy.

6. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of Biz Loan Heroes LLC or our licensors and is protected by United States and international copyright laws.

7. Disclaimer of Warranties

Our services are provided "as is" and "as available" without any warranties, either express or implied. We do not guarantee the accuracy, completeness, or timeliness of the information provided on our website.

8. Limitation of Liability

To the maximum extent permitted by law, Biz Loan Heroes LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services.

9. Indemnification

You agree to indemnify and hold harmless Biz Loan Heroes LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these Terms and Conditions.

10. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any modifications indicates your acceptance of the updated Terms and Conditions.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the State of California, without regard to its conflict of law provisions.