Business Loan Solutions
Find the right financing solution for your business needs with our comprehensive range of loan options.
Invoice Factoring
Convert your unpaid invoices into immediate working capital. Get paid faster and improve your cash flow without taking on traditional debt.
Key Features
- No debt incurred
- Immediate cash flow
- No monthly payments
- Same-day funding available
- Non-recourse options
- Online invoice management
B2B businesses with outstanding invoices
Why Choose This Loan?
Immediate Cash Flow
Get paid for your invoices right away instead of waiting 30, 60, or 90 days for customer payment.
No New Debt
Unlike loans, factoring is a sale of your receivables, so you don't incur new debt on your balance sheet.
Easy Qualification
Approval is based on your customers' creditworthiness rather than your business credit score.
Scalable Funding
Your available funding grows with your business as you generate more invoices.
Professional Collections
We handle invoice collection professionally, allowing you to focus on running your business.
Credit Protection
Non-recourse factoring options protect you against customer non-payment.
Qualification Requirements
- B2B or B2G invoices
- Creditworthy customers
- Clean invoices (no liens)
- U.S. based business
- Basic business documentation
- Minimum invoice amount: $5,000
Frequently Asked Questions
How does invoice factoring work?
You sell your unpaid invoices to us at a discount. We advance you up to 95% of the invoice value immediately, then pay the remaining balance (minus fees) when your customer pays the invoice.
What's the difference between factoring and a loan?
Factoring is a sale of your receivables, not a loan. There's no debt to repay - we collect payment directly from your customers.
How quickly can I get funded?
Once your account is set up, you can receive funding the same day you submit invoices. Initial setup typically takes 3-5 business days.
Will my customers know I'm using factoring?
We can work with you to determine the best approach for your business relationships. Some clients prefer full transparency, while others maintain their existing collection process.
Ready to Get Started?
Apply now to see if you qualify for Invoice Factoring. Our application process is quick, easy, and won't affect your credit score.
Apply Now